andrew_gelman_stats andrew_gelman_stats-2012 andrew_gelman_stats-2012-1541 knowledge-graph by maker-knowledge-mining

1541 andrew gelman stats-2012-10-19-Statistical discrimination again


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Introduction: Mark Johnstone writes: I’ve recently been investigating a new European Court of Justice ruling on insurance calculations (on behalf of MoneySuperMarket) and I found something related to statistics that caught my attention. . . . The ruling (which comes into effect in December 2012) states that insurers in Europe can no longer provide different premiums based on gender. Despite the fact that women are statistically safer drivers, unless it’s biologically proven there is a causal relationship between being female and being a safer driver, this is now seen as an act of discrimination (more on this from the Wall Street Journal). However, where do you stop with this? What about age? What about other factors? And what does this mean for the application of statistics in general? Is it inherently unjust in this context? One proposal has been to fit ‘black boxes’ into cars so more individual data can be collected, as opposed to relying heavily on aggregates. For fans of data and s


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1 Mark Johnstone writes: I’ve recently been investigating a new European Court of Justice ruling on insurance calculations (on behalf of MoneySuperMarket) and I found something related to statistics that caught my attention. [sent-1, score-0.972]

2 The ruling (which comes into effect in December 2012) states that insurers in Europe can no longer provide different premiums based on gender. [sent-5, score-0.546]

3 Despite the fact that women are statistically safer drivers, unless it’s biologically proven there is a causal relationship between being female and being a safer driver, this is now seen as an act of discrimination (more on this from the Wall Street Journal). [sent-6, score-1.42]

4 And what does this mean for the application of statistics in general? [sent-10, score-0.193]

5 One proposal has been to fit ‘black boxes’ into cars so more individual data can be collected, as opposed to relying heavily on aggregates. [sent-12, score-0.552]

6 For fans of data and statistics, the law poses some interesting challenges. [sent-13, score-0.358]

7 And I’d love to see somebody digging into this further from a statistical point-of-view. [sent-14, score-0.258]

8 I don’t have much to add here, beyond the usual Bayesian point that, if we have enough data on individuals, this will be more important than average rates, and also the usual political point that good information might not get used if the rulemakers have particular sympathy for unsafe drivers. [sent-15, score-0.575]


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Introduction: David Hogg pointed me to this news article by Angela Saini: It’s not often that the quiet world of mathematics is rocked by a murder case. But last summer saw a trial that sent academics into a tailspin, and has since swollen into a fevered clash between science and the law. At its heart, this is a story about chance. And it begins with a convicted killer, “T”, who took his case to the court of appeal in 2010. Among the evidence against him was a shoeprint from a pair of Nike trainers, which seemed to match a pair found at his home. While appeals often unmask shaky evidence, this was different. This time, a mathematical formula was thrown out of court. The footwear expert made what the judge believed were poor calculations about the likelihood of the match, compounded by a bad explanation of how he reached his opinion. The conviction was quashed. . . . “The impact will be quite shattering,” says Professor Norman Fenton, a mathematician at Queen Mary, University of London.

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